John A. Saracino Insurance Agency: Home

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Since 1972, John A. Saracino Insurance Agency has been providing the best in insurance services to its clients. John A. Saracino Insurance Agency offers personalized customer service to meet all your personal, commercial, health, and life insurance needs.

CELEBRATING OVER 40 YEARS IN BUSINESS!

READ CLIENT REVIEWS OF OUR AGENCY

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Guide to Better Coverage

Life changes. Has your coverage?

Get started by clicking the picture link above.

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Get a Safeco Quote Today!

Click the Safeco Insurance link above for your free Safeco quote on auto, home, and renters insurance.

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Eight Auto Insurance Myths

When purchasing car insurance, it’s important to understand the factors that affect your car insurance premium rates and coverage. But how do you differentiate between truth and fiction? A good place to start is by dispelling some common myths about auto insurance:

Myth 1 – Color determines the price of auto insurance

Myth 2 – It costs more to insure your car when you get older

Myth 3 – Your credit has no effect on your insurance rate

Myth 4 –Your insurance will cover you if your car is stolen, vandalized or damaged by falling tree limbs, hail, flood or fire

Myth 5 –You only need the minimum amount of auto liability insurance required by law

Myth 6 – If other people drive your car, their auto insurance will cover them in the event of an accident

Myth 7 –Soldiers pay more for insurance than civilians

Myth 8 –Personal auto insurance covers both personal and business use of your car

READ the full article from www.iii.org.

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Reckless Behavior on the Roads Is Dangerous—and Can Mean Higher Auto Insurance Rates for Drivers

The I.I.I. Provides Tips for Reducing Auto Insurance Costs

Excessive speeding, driving under the influence and inattention are dangerous behaviors that can lead to accidents, and ultimately drive up your auto insurance rates, according to the Insurance Information Institute(I.I.I.).

Your driving history is one of the primary factors that goes into determining your auto insurance premium—and if you are involved in an auto accident or get a speeding ticket, the violation can stay on your driving record for three years or more. Other factors include how much you use your car, where your car is parked and where you live, your age, your gender, the car you drive, your credit and the type and amount of coverage. READ the full article from www.iii.org.

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CREATE A HOME INVENTORY

iPhone® users – The NAIC’s free myHOME Scr.APP.book downloadable app lets you quickly photograph and capture descriptions of your possessions room by room, then store electronically for safekeeping. View video demo.

Android® users – With the myHOME Scr.APP.book home inventory app, you can quickly capture images, descriptions, and serial numbers of your possessions, then organize the information by room or by category. The app even creates a back-up file for email sharing. View video demo.

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Discounts

Are you interested in discounts? Many of our companies offer multi-policy, multi-vehicle, and good student discounts, just to name a few. Click here for more information.

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You never know when a disaster may strike – but you can be prepared with a home inventory. A home inventory can help you:

Buy the amount of insurance you need
Get your insurance claim settled faster
Verify losses for your income tax return
Keep track of all the things you’ve accumulated over the years

The I.I.I. (Insurance Information Institute) is offering free online home inventory software: KNOW YOUR STUFF® Home Inventory. KNOW YOUR STUFF® is also available as an iPhone app.

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Pennsylvania Masterpiece® Guide to Policy Premium Discounts

Taking steps to better protect a home may significantly lower the cost of a homeowners insurance policy. For Pennsylvania policyholders, Chubb offers premium credits (policy discounts) for security, fire and burglar alarm systems and other protective measures. Customers living in newly built homes may also be entitled to premium credits.

Listed in the PA Masterpiece® Guide to Policy Premium Discounts are these and other available credits offered with Pennsylvania, Masterpiece house, condominium, cooperative and rental coverages. For more information, or assistance determining which discounts you may be eligible for, please contact our office.

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FREE LIFETIME MEMBERSHIP

Drive knowing that you have 24 hour roadside assistance at the tip of your fingers. You only pay for services when you use them. No contracts required and no money upfront.

You are covered in ANY car, ANY time, day or night, and you don’t even have to be the driver. Open to everyone including Infinity customers.

JAS Insurance Agency is becoming much more active on Facebook & Twitter. If you are a Facebook user, we’d appreciate it if you’d LIKE US. If you Tweet, FOLLOW US there, too! We continue to strive to give our clients and perspective clients individual attention and excellent service. Any questions or concerns, please call 215-322-2466 or EMAIL US.